Medicare With Employer Coverage There are a number of rules to be aware of when it comes to applying for Medicare with employer coverage. It is important to understand the valid waivers for Medicare part B for individuals who are working at age 65 or older. We will review the rules, how to apply for […]
Medicare Part B Enrollment Rules 2023 Medicare Part B Enrollment Rules 2023 There are a number of changes to the Medicare Part B enrollment rules 2023. All the changes make it easier for a beneficiary to enroll in Part B if they are in a delayed B enrollment situation. We will go over the rules […]
The Inflation Reduction Act will save money for people with Medicare by improving access to affordable treatments and strengthening the Medicare program. Here is what the law means for you: Lower drug costs & improved Part D coverage The cost of a month’s supply of each Part D-covered insulin will be capped at $35, and you […]
Medicare Annual Enrollment Period explained The Medicare Annual Enrollment Period – AEP for short – is a set time each year for changing your Medicare coverage choices if you choose to. AEP runs from October 15 to December 7. New coverage choices go into effect on January 1. What changes can I make during the […]
On September 27, 2022, the Centers for Medicare & Medicaid Services (CMS) released the 2023 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2023 Medicare Part D income-related monthly adjustment amounts. Medicare Part B Premium and Deductible Medicare Part B covers physician services, outpatient hospital services, certain […]
Medicare Advantage TV Commercials If you are like most individuals, you have probably noticed a plethora of Medicare Advantage TV Commercials. These commercials feature celebrities from both TV and former professional athletes. This may have prompted you ask yourself WHY?!!! Many of the ads are outright annoying or at the very least confusing to most […]
Medicare Advantage or Medigap Plans Which is better, a Medicare Advantage or Medi Gap? Medicare Supplements are also called Medigap plans. This is a common question and the answer is “it depends”. Medicare Advantage Plans and Medi Gaps are very different. They both have strengths and weaknesses. The key is to know the difference between them as […]
Should You Work With a Local Medicare Broker? Navigating Medicare can be overwhelming, even if you’ve purchased your own health insurance in the past. You have multiple options to choose from, including Original Medicare, Medicare Advantage. Prescription Drug Coverage and Medicare Supplement Insurance. It takes some work to figure out which type of Medicare is […]
Medicare Costs What you pay for Medicare will vary based on what coverage and services you get, and what providers you visit. What are my coverage options? There’s no yearly limit on what you pay out-of-pocket, unless you have supplemental coverage, like a Medicare Supplement Insurance (Medigap) policy, or you join a Medicare Advantage Plan. Part […]
Medicare Quick Start Guide Here are the basic steps someone needs to take in order to enroll in Original Medicare A and B. A Medicare Advantage plan or Medicare Supplement and Stand-alone prescription drug plan can then be purchased if appropriate. 1. You will automatically be enrolled in Medicare part A when you turn 65. […]
